Overall meaning :
Believers! Do not let your riches or your children divert you from the remembrance of Allah. Those who do so will surely be the true losers.
Spend in charity out of the wealth We have provided for you, believers, before death comes to one of you, and then he says, when he is in the throes of death, ‘My Lord, if You would grant me a delay for a short while, I would give in charity and be one of the righteous.’ But Allah does not grant a delay to anyone when his appointed time of death comes. Allah is fully aware of everything that you do.